What Happens Next:
Your Fact Find is complete. From here, we’ll guide you through each stage of your planning.
You are here
1. We Prepare your Executive Summary.
Your Fact Find is complete.
For now, there’s nothing you need to do.
Your iTrust121 Licensed Adviser will pass the information gathered during your call to our in-house specialist team, who will review your circumstances, your objectives and any areas that may need further planning.
From this, we’ll prepare your personalised Executive Summary, giving you a clear overview of what we’ve identified and what we believe should be discussed next.
We’ll send your Executive Summary to you ahead of your next call.
What happens next
2. We Talk You Through It.
Your iTrust121 Licensed Adviser will take you through your Executive Summary on your next call.
We’ll explain what we’ve identified, why it matters and the planning we believe is suitable for you.
This is your opportunity to make sure everything has been recorded correctly, ask any questions and talk through the recommendations in more detail.
Once everything has been confirmed, we’ll prepare your personalised Planning Summary, setting out the recommendations, why they have been made, how they work and the costs involved.
Your Planning Summary will then be sent to you to review before your final conversation.
When you’re ready
3. You Decide. We Arrange It.
Your iTrust121 Licensed Adviser will speak with you again after you’ve had time to review your Planning Summary.
We’ll answer any final questions, make sure you are comfortable with the recommendations and confirm what you would like to proceed with.
Once you decide to go ahead, your iTrust121 Licensed Adviser and our in-house team will gather the final instructions, prepare the relevant documents and guide you through putting your planning into place.
Nothing is put into place until you are happy with the recommendations and confirm that you would like to proceed.
We continue to support you
Support at Every Stage and Beyond.
Our approach is holistic. We don’t just make a recommendation, prepare the documents and leave you to it.
Your iTrust121 Licensed Adviser and our wider team are here throughout the process to explain things clearly, answer questions, coordinate the next steps and help make sure your planning is properly put into place.
And our support can continue after implementation. Where your arrangements require ongoing oversight, iTrust121 Pro can provide professional trusteeship, administration and governance to help your planning continue to work as intended over time.
From the first conversation to the years that follow, we’re here to help every step of the way.
Questions You May Have
-
Your Executive Summary is a clear, personalised overview of what we discussed during your Planning Conversation.
It summarises:
your current circumstances;
the main concerns or gaps we identified;
what you would like your planning to achieve; and
the initial direction we believe should be explored.
It is not your final recommendation and nothing is put into place at this stage. Your Licensed iTrust Adviser will review it with you, check that everything is accurate and answer any questions before a full Planning Proposal is prepared.
-
We look at the full picture.
Your iTrust121 Licensed Adviser and our in-house specialist team consider your family, assets, existing arrangements, concerns and what you want your planning to achieve.
We then identify the planning we believe best fits your circumstances and explain what we’re recommending, why we’re recommending it and how it fits into your wider planning before you make any decision.
-
No assets are transferred simply because you completed a Planning Conversation or received a proposal.
Your personalised recommendation will explain exactly which assets or arrangements may be affected, what you would continue to own and control and what would only happen if you decided to proceed.
-
Not necessarily.
Some planning does not involve the home at all. In other cases, a recommendation may involve property ownership arrangements or a defined financial interest rather than transferring the legal ownership of the whole property.
Your proposal will explain exactly what applies to you.
-
Any property-related recommendation must take account of your mortgage, legal ownership and your ability to sell, remortgage, refinance or move home later.
A mortgaged property would not simply be transferred without considering the lender and the wider practical consequences.
-
The trustees are legally responsible for administering the trust.
Depending on your recommendation, this may include trusted family members alongside iTrust121 Pro acting as a professional trustee.
-
Where appointed, iTrust121 Pro provides professional oversight, continuity, administration and record keeping.
It can support family trustees, help manage compliance requirements and assist when trustee decisions or distributions are required.
-
A trust is created for the benefit of the people or causes named within it.
The trustees manage the trust in accordance with its legal terms, while your Letter of Wishes can provide personal guidance about how you would like your family to be supported.
-
Your Letter of Wishes can normally be reviewed and updated as your family and circumstances change.
Some legal documents or trust arrangements may require a more formal process to change, which will be explained where relevant.
-
Signing is only one part of implementation.
Depending on the plan, further work may include registrations, trustee appointments, property arrangements, asset transfers, record keeping and ongoing administration.
Trusted by Families Across the UK
Dave, 72
“My home is my biggest asset, and I wanted peace of mind knowing that its value could be passed to my family in future. With iTrust121, we’ve secured the equity in a way that fits our plans and we still get to live here, just as we always have.”
What Might Your Recommendations Cover?
Everyone’s circumstances are different, so your recommendations will be tailored to you. Below are just a few examples of the areas your planning could include.
-
![A man and a young girl standing by a kitchen sink, with the man showing the girl how to wash her hands.]()
Family and Financial Protection
Planning for parents, children and dependants may include life assurance held in trust, guardianship support and arrangements designed to provide financial security if something unexpected happens.
This may include solutions such as iTrust Family or other protection-focused planning.
-
![Two elderly women with curly white hair sitting on a weathered wooden bench by the water, enjoying a moment together. One is eating an ice cream cone, and the scene is set outdoors with green grass and a distant view of water and land under a cloudy sky.]()
Health and Later-Life Planning
Where future health, illness or later-life security is a concern, your recommendation may include planning designed to provide resilience, continuity and structured support for your family.
This may include solutions such as iTrust Health or iTrust Care, depending on your circumstances.
-
![]()
Professional Trustee and Executor Support
iTrust121 Pro may be recommended to provide professional trusteeship, executor support, governance, administration and continuity alongside members of your family.
Its role and any applicable ongoing costs will be explained before you decide whether to proceed.
-
![A harbor with several luxury boats docked on calm water, with a city skyline featuring historic and modern buildings in the background under a cloudy sky.]()
Legacy and Multi-Generational Planning
Your recommendation may consider how property, savings, investments and other assets could be protected and managed for children, grandchildren or future generations.
This may include iTrust Legacy, iTrust Dynasty or another solution designed around your long-term family objectives.
-
![Two people sitting on a black couch looking at a laptop, with a white coffee table in front, inside a modern office or lounge with large glass windows.]()
Business and Liability Protection
For business owners, directors or people exposed to commercial risks, planning may consider business interests, personal guarantees, succession and the protection of family wealth.
Any recommendation will be designed around your business structure and wider personal planning.
-
![]()
Wills & Lasting Powers of Attorney
Your Will can record who should administer your estate, who should benefit, any guardians for children and how gifts or particular wishes should be handled.
Your Will may also work alongside a trust rather than operating as a separate document.
-
![]()
Vulnerable Beneficiary Planning
Where a child or other beneficiary has a disability, additional needs or may require long-term support, specialist planning can help protect their inheritance and ensure it is managed appropriately.
The recommendation will consider their circumstances, benefits, care needs and the guidance you would like trustees to follow.
-
![]()
Property and Asset Planning
Where relevant, your proposal may consider property ownership, home equity, savings, investments, business interests or other assets.
This does not automatically mean transferring ownership of your home. Your proposal will explain precisely what is being recommended and what you would continue to own and control.
